To attract and retain clients, Santam provides innovative risk management solutions across the spectrum of personal, commercial and corporate insurance. Effective service, development of risk solutions, pricing, distribution and branding serve the needs of the selected target market.

Santam offers tailor-made commercial solutions to niche markets. The main areas of commercial cover can be summarised as follows:
· Material damage to property (excluding motor)
· Consequential loss following material damage
· Liabilities towards third parties
· Death/disablement and bodily injury
· Motor vehicles

Santam Commercial

Facing challenges and risks is part of running a business. That is why you need Santam Commercial. Not only in times of adversity, but every step of the way.

Santam Commercial is your key to superb service and complete peace of mind. It is a flexible insurance solution based on the unique needs of entrepreneurs. No matter what your insurance requirements might be, Santam Commercial is the policy that will match your business profile perfectly.

We take care of your needs with one insurance plan that can be adjusted to suit your specific requirements. It includes:
· the general contents of your business;
· theft of stock;
· electronic equipment;
· documents;
· specialised equipment; and
· loss of income.

Insurance Solutions for Professional Vocations

Policyholders can choose from various options available under the Professional Policy to safeguard their practice against unforeseen losses or damage.

Insurance Solutions for Guest-houses

By taking out a guest-house policy, the owners of guest-houses are covered against losses resulting from a variety of circumstances.

Santam Agriculture

Santam Agriculture allows farmers to combine their agricultural and personal insurance in a single policy.

For more information visit our website at www.santam.co.za or phone us at (021) 683 3006.